Current Account

Account Opening Requirements

Preferred Ringgit Checking


  • An interest-earning checking account that maximizes the power of accountholder's funds by earning interest while checks are issued and comes with other banking convenience not offered by traditional checking accounts.
  • Transactions can be done via over the counter or through ATM
  • Uses passbook to monitor transactions.

Details Terms
Minimum Initial Deposit N.A.
Minimum Maintaining Balance (ADB) RM 10,000 / RM 15,000
Interest Earning Balance (ADB) RM 50,000
Interest Rate 0.100% p.a.
Withholding Tax 20%
Term/Repricing Cycle N.A.
Interest Credited Quarterly
Fund Access Unlimited checkwriting, interbranch check encashment, ATM, Internet* and Mobile Banking*
Transaction Record Statement & Recordbook
Early Closure (accounts closed within 30 days from opening) RM 110
Below Maintaining Balance RM 500
Lost Passbook/ATM Card RM 45
Others Cost of Checkbook:
RM 24 (personal)
RM 48 (commercial/corporate)