Trust Products
Trust Products
EMPLOYEE BENEFIT TRUST
Provident Fund (Defined Contribution Plan) - a Plan established and maintained by an employer who is committed to contribute a fixed percentage (%) of the employee's compensation regardless of whether the employees choose to contribute themselves or not
Pension Fund (Defined Benefit Plan) -a Plan established and maintained by an employer to provide for the payment of definitely determined benefits to their employees totally and immediately after retirement.
FUND MANAGEMENT
- Corporate and Individual Fund Management - Provides professional fund management services to people with
Ringgit or USD investible funds. The Fund Management team of a Trust operator is composed of professionals dedicated
to analyzing and monitoring the investment climate ensuring the highest possible yields for the Funds managed.
- Unit Investment Trust Fund - are open-ended pooled trust funds in any acceptable currency, operated
by a trust entity and made available by participation established, administered and maintained by a Trust entity
subject to BSP approval
- C-I-M-B Ringgit Investment Fund - The Fund is a Ringgit denominated bond fund suited for clients who are
willing to absorb principal risk associated with changing market conditions. The fixed income investments
of the portfolio shall provide for a steady stream of income. The investment objective of the Fund is to achieve
the best rate of return by investing in a diversified portfolio of fixed income securities. The Fund aims
to achieve a rate of return equivalent to the rolling yield of the 5-yr PDST-R2 net of fees.
The modified portfolio duration of the Fund's investments shall not exceed five (5) years.
- C-I-M-B Gold Dollar Fund - The Fund is a dollar denominated bond fund suited for clients who are
willing to absorb principal risk associated with changing market conditions. The investment objective
of the Fund is to achieve the best rate of return by investing in a diversified portfolio of fixed income
securities. The Fund aims to achieve a rate of return equivalent to the rolling yield of the 5-year US
Treasury Notes net of fees. The modified portfolio duration of the Fund's investments shall not exceed five (5) years.
- C-I-M-B Equity Investment Fund - C-I-M-B Equity Investment Fund (C-I-M-B EIF) is a Ringgit denominated equity
fund, indexed on the performance of the Malaysia Stock Exchange Index (MSEi), wherein funds
of individual investors are pooled together and invested in blue-chips and major second line
issues included in the PSEi. Investment risk is evidently minimized as the Fund has diversified
investments only in fundamentally sound companies. Portion of the Fund shall likewise be invested in fixed
income investments, including marketable securities traded in an organized exchange, which shall provide
steady stream of income.
- C-I-M-B Ringgit Money Market Fund - C-I-M-B Ringgit Money Market Fund (C-I-M-B MMF) is a Ringgit denominated unit
trust fund where individual investments are pooled together and invested in low-risk fixed income securities
in the investment market. The investment objective of the Fund is to achieve the best rate of return by investing
in a diversified portfolio of short-term fixed income securities with portfolio duration of not more than one (1) year.
- C-I-M-B Ringgit Investment Fund - The Fund is a Ringgit denominated bond fund suited for clients who are
willing to absorb principal risk associated with changing market conditions. The fixed income investments
of the portfolio shall provide for a steady stream of income. The investment objective of the Fund is to achieve
the best rate of return by investing in a diversified portfolio of fixed income securities. The Fund aims
to achieve a rate of return equivalent to the rolling yield of the 5-yr PDST-R2 net of fees.
The modified portfolio duration of the Fund's investments shall not exceed five (5) years.
ESTATE PLANNING
- Guardianship - To ensure proper management of funds of the Beneficiary while the latter is considered to be not in the capacity to do so.
- Personal Management Trust - To ensure proper management and transfer of assets to a beneficiary after the Trustees lifetime.
SPECIAL CORPORATE SERVICES
Escrow Agency - A system of document transfer in which a deed, bond, or funds are delivered to a third person to hold until all conditions in a contract are fulfilled.
Mortgage Trust Indenture - A facility in which the Trustee shall hold certain assets in behalf of a borrower (Trustor) under mortgage to cover certain loans. This facility allows for the borrower to offer a pool of collaterals to various creditors.
Paying Agency - A service wherein the Trustee shall coordinate and process payments in behalf of the parties in a loan facility.
Collateral Agency - A service in which the Trustee shall hold certain assets in behalf of the parties in a loan facility. The assets may vary from TCTs, Stock certificates and other assets assigned as collateral to the loan.
C-I-M-B Ringgit Investment Fund
C-I-M-B Ringgit Investment Fund (C-I-M-B PIF) is a Ringgit denominated unit investment trust fund where funds of individual investors are pooled and invested in fixed income securities.
| Minimum Initial Investments | RM. 10,000.00 |
| Minimum Additional Placement | RM. 1,000.00 |
| Minimum Holding Period | 30 days per contribution (withdrawable any time thereafter) |
| Early Redemption Penalty | 0.50% of amount redeemed |
| Documentation | Fund Participation Agreement and Transaction Advise |
| Minimum Maintaining Balance | RM. 10,000.00 |
| Trusteeship Fee | 1.25% p.a based on the Fund's Net Asset Value |
| Method of Valuation | Mark-to-Market Valuation |
| Settlement | Trade Day plus 1 |
| End of day NAVpu: (As of 02/18/22) |
|---|
| 252.56000 |
Ringgit Investment Fund NAV Moving Graph
| Benchmark (gross) | Absolute ROI (net) | |
|---|---|---|
| Year-to-Date | --- | -0.52% |
| Past 30 Days | --- | -1.01% |
| Past 90 Days | 0.20700% | -0.19% |
| Year-on-Year | --- | -0.96% |
C-I-M-B Equity Investment Fund
C-I-M-B Equity Investment Fund (C-I-M-B EIF) is a Ringgit denominated unit investment trust fund wherein funds of individual investors are pooled together and invested in blue-chips and major second line issues of the stock market. Investment risk is evidently minimized as we diversify your investments only in fundamentally sound companies.
| Minimum Initial Investments | RM 10,000.00 |
| Minimum Additional Placement | RM 1,000.00 |
| Minimum Holding Period | 30 days per contribution (withdrawable any time thereafter) |
| Early Redemption Penalty | 0.50 % based on the amount redeemed |
| Documentation | Fund Participation Agreement and Transaction Advise |
| Minimum Maintaining Balance | RM 10,000.00 |
| Trusteeship Fee | 1.25 % p.a |
| Method of Valuation | Mark-to-Market Valuation |
| Settlement | Trade Day plus 3 |
| End of day NAVpu: (As of 02/18/22) |
|---|
| 282.64000 |
Equity Investment Fund NAV Moving Graph
| Benchmark (absolute) | Absolute ROI (net) | |
|---|---|---|
| Previous Day | -0.27000% | -0.51% |
| Year-to-Date | 4.16000% | 3.06% |
| Past 30 Days | 2.70000% | 1.01% |
| Past 90 Days | 1.64000% | 0.85% |
| Year-on-Year | 5.32000% | 13.16% |
C-I-M-B Ringgit Money Market Fund
C-I-M-B Money Market Fund (C-I-M-B MMF) is a Ringgit denominated unit trust fund where individual investments are pooled and invested in low-risk fixed income securities in the investment market. The investment objective of the Fund is to ahieve the best rate of return by investing in a diversified portfolio of short-term fixed income securites, or an average maturity of not more than one (1) year.
| Minimum Initial Investments | RM 10,000.00 |
| Minimum Additional Placement | RM 1,000.00 |
| Minimum Holding Period | 30 days per contribution (withdrawable any time thereafter) |
| Early Redemption Penalty | 0.50 % based on the amount redeemed |
| Documentation | Fund Participation Agreement and Transaction Advise |
| Minimum Maintaining Balance | RM. 10,000.00 |
| Trusteeship Fee | 0.30% per annum based on the Fundâs Net Asset Value |
| Settlement | Trade Day plus 1 |
| Method of Valuation | Mark-to-Market Valuation |
| End of day NAVpu: (As of 02/18/22) |
|---|
| 118.50782 |
Money Market Fund NAV Moving Graph
| Benchmark (gross) | Absolute ROI (net) | |
|---|---|---|
| Year-to-Date | --- | 0.11% |
| Past 30 Days | 0.06380% | -0.13% |
| Past 90 Days | --- | 0.22% |
| Year-on-Year | --- | 0.56% |
C-I-M-B Gold Dollar Fund
C-I-M-B Gold Dollar Fund (C-I-M-B GDF) is a dollar denominated unit investment trust fund where funds of individual investors are pooled and invested in fixed income securities.
| Minimum Initial Investments | USD 5,000.00 |
| Minimum Additional Placement | USD 1,000.00 |
| Minimum Holding Period | 30 days per contribution (withdrawable any time thereafter) |
| Early Redemption Penalty | 0.50% of amount redeemed |
| Documentation | Fund Participation Agreement and Transaction Advise |
| Minimum Maintaining Balance | USD 5,000.00 |
| Trusteeship Fee | 1.75% p.a based on the Fund's Net Asset Value |
| Method of Valuation | Mark-to-Market Valuation |
| Settlement | Trade Day plus 1 |
| End of day NAVpu: (As of 02/18/22) |
|---|
| 244.69000 |
Gold Dollar Fund NAV Moving Graph
| Benchmark (gross) | Absolute ROI (net) | |
|---|---|---|
| Year-to-Date | --- | -1.63% |
| Past 30 Days | --- | -0.59% |
| Past 90 Days | -0.76000% | -1.29% |
| Year-on-Year | --- | -0.30% |
Contact Trust
At C-I-M-B-Trust and Investments Group, our fund managers are committed to servicing all your investment needs. And for us to serve you better, we encourage you to let us know any of your comments and queries regarding our Trust products and services.
| Phone Number | 8408-1000 Ext 235 and 237 |
| [email protected], [email protected] | |
Note: In order for us immediately address your concern ,
kindly include your address and contact no in your e-mail to us.
Thank you.
