Other Currency Accounts

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Preferred Dollar Savings

Description:

• An interest-bearing dollar denominated passbook account, which allows deposits and withdrawals anytime.
• Funds earn interest.

Details	Terms
Minimum Initial Deposit	N.A.
Minimum Maintaining Balance (ADB)	USD 500
Interest Earning Balance (ADB)	USD 500
Interest Rate	0.05% p.a.
Withholding Tax	7.5%
Term/Repricing Cycle	N.A.
Interest Credited	Quarterly
Fund Access	Interbranch transactions, Internet* and Mobile Banking*
Transaction Record	Passbook
Charges/Fees
Early Closure (accounts closed within 30 days from opening)	RM 110
Early Closure (accounts closed within 30 days from opening)	USD 5
Below Maintaining Balance	USD 5
Lost Passbook/ATM Card	RM 100
Others	N.A.

Preferred Dollar Time

Description:

• Certificate of deposit (in dollars) with the Bank for a fixed period of time, in return for a fixed interest payable at the end of the term.

Details	Terms
Minimum Placement	USD 1,000
Minimum Maintaining Balance (ADB)	N.A.
Interest Earning Balance (ADB)	USD 1,000
Interest Rate	Based on market rates
Withholding Tax	7.5%
Term/Repricing Cycle	30, 60, 90, 120, 180, 360 days
Interest Credited	At maturity
Fund Access	Branch of account renewal, viewing for internet and mobile banking
Transaction Record	Certificate of Time Deposit
Charges/Fees
Early Closure (accounts closed within 30 days from opening)	N.A.
Below Maintaining Balance	N.A.
Inactivity Fee	N.A.
Lost Passbook/ATM Card	N.A.
Others	Pre-termination: interest based on prevailing savings rate

Preferred Foreign Currency Savings

Description:

• Third currency denominated passbook account, which allows deposits and withdrawals anytime.
• Available in selected branches only

Details	Terms
Minimum Initial Deposit	N.A.
Minimum Maintaining Balance (ADB)	EUR 500 / JPY 50,000 / CNY 500
Term/Repricing Cycle	N.A.
Charges/Fees
Early Closure (accounts closed within 30 days from opening)	EUR 5 / JPY 500 / CNY 50
Below Maintaining Balance	EUR 5 / JPY 500 / CNY 50
Lost Passbook/ATM Card	RM 100